Should You Take Social Security Early in Light of a COVID-19 Related Layoff?
Just entering the workforce or winding down toward retirement – it doesn’t matter where you are in your career, it’s likely COVID-19 has made its mark on your professional and financial life. But for those between the ages of 62 and 70, you have the opportunity to begin claiming your Social Security benefits, whether you […]
Top Cyber Security Tips to Utilize While Working From Home
As millions around the globe continue to work from home, it’s important to remain vigilant when it comes to staying safe online. Here are eight cybersecurity tips that you can start utilizing today. Tip #1: Encrypt Sensitive Data in Your Emails If your position at work requires you to send sensitive information regularly, it’s important […]
Investments Keeping You Up at Night? Managing Stress During Market Volatility
For millions, the pandemic has served as a source of financial distress and worry. This rings true, in particular, for investors of all kinds. Market volatility is the highest it’s been since Black Monday, over 30 years ago – not to mention the fact that this is the largest volatility spike linked to a disease […]
4 Areas of Your Estate Plan to Review in Light of COVID-19
Although COVID-19 related restrictions are beginning to ease, many people continue to help slow the spread by staying home and self-isolating. There are still unknowns related to the pandemic and how it will play out, undoubtedly keeping us all on edge. Over the past few months, we’ve been forced to face fears of falling ill, […]
How Could the Behavior Gap Affect Your Investments During This Time of Market Volatility?
“It turns out my job was not to find great investments, but to help create great investors,” writes Carl Richards, author of “The Behavior Gap.”1 From increasing our budget mindfulness to taking a steadier approach to investing, Richards has drawn attention to the way our unexamined behaviors and emotions can be our detriment when it comes […]
Fall 2020: The Uncertainty Surrounding College Enrollment
The COVID-19 pandemic is changing our world, and there’s no answer for when we’ll be able to resume life as we knew it before. One major change in question is the future of universities and how students, especially incoming freshmen, can expect to receive higher education. This year, colleges across America transitioned to remote learning […]
Roth Conversions: What You Need to Know
When opening a retirement savings account, you’re typically presented with the option of choosing between a traditional or Roth IRA. While you may have stuck with a traditional IRA for the initial tax savings, it’s possible you could change your mind and opt for tax-free retirement income instead. Making this switch is called a Roth […]
Dollar-Cost Averaging (DCA): What Is This Investment Strategy and Should You Use It?
One of the biggest fears of any new or seasoned investor is losing money. This fear can actually inhibit some people from ever investing at all, and it might also lead to selling preemptively or opting for the lower risk investment option time and again. To minimize the fear of losing money, investors sometimes choose […]
The Stock Market and the Economy Are Not the Same: A Guide to Understanding the Difference
When we think of financial health, a few things might come to mind. We may think of our own financial status, our investments, the Dow Jones Industrial Average performance, the stock market as a whole, the economy, the country’s employment status and so on. While some aspects may be interrelated on some level, they are […]
The Pros & Cons of a Do-It-Yourself Will
We all know we need a will so that our affairs will be in order and our last wishes carried out once we have passed on. But did you know you have options when it comes to creating a will? You may have heard that you can actually do-it-yourself when it comes to creating a […]
