Financial Planning & Investment Management for Those Planning for Retirement
Financial Planning & Investment Management for Those Planning for Retirement
Financial Planning & Investment Management for Those Planning for Retirement
You don't have to do this alone. Let Envision Financial Planning be your guide on the journey.
Our mission is to empower busy professionals and their families to achieve their future financial goals. We help clients overcome confusion around financial decisions so they have the confidence and freedom to pursue what is important to them. We will help bring predictability and articulated goals to your life so you can stop worrying and you can concentrate on what you do best.
Planning is bringing the future into the present so that you can do something about it now.
- Alan Lakein
About
Don Martini, CFP®, CFA
I managed my parents’ finances as they aged. I needed to proactively navigate health and aging issues throughout the process. I recognize the importance of integrating personal financial decisions with quality-of-life concerns through the various life stages. Your vision of a retirement lifestyle needs to have a plan in place for obstacles that you meet along the way.
This experience led me to actively pursue a career in personal financial planning. Understanding the complexities of managing finances through different life stages has equipped me with the knowledge and skills to help others plan for their own financial futures. I am dedicated to helping individuals navigate their financial challenges and achieve their long-term goals.
I am a fee-only, comprehensive financial planner located in San Francisco, CA, serving clients locally and across the country. As a fee-only planner, I act solely in your best interest and do not accept any fees or commissions for product sales.
Start creating your future today.
Education
I hold a Certified Financial Planner™ (CFP®) certification and a Chartered Financial Analyst (CFA) certification. I earned a Master of Business Administration degree in Finance.
Areas of Focus
Retirement Planning
Retirement planning
Investment Management
Investment management
Tax Planning
Tax planning
Estate Planning
Estate planning
Budgeting
Budgeting
Insurance Planning
Insurance Planning
Experience and Affiliations
I am a seasoned finance and investment professional with over two decades of experience in various managerial roles and functions. I have always enjoyed working closely with clients and building strong rapport based on trust and integrity. My ultimate goal is to help clients achieve their financial objectives.
CFP® certification
I am a Certified Financial Planner TM professional, which is considered the standard of excellence in financial planning. CFP® professionals have to meet the 4 E’s: Education, Exam, Experience, and Ethics as required by the CFP Board.
ACP
The Alliance of Comprehensive Planners (ACP) is a community of fee-only financial planners who offer comprehensive and tax-focused planning services to their clients.
NAPFA
The National Association of Personal Financial Advisors is the country’s leading professional association of fee-only financial advisors — highly trained professionals who are committed to working in the best interests of those they serve.
XYPN
The XY Planning Network is a community of fee-only financial advisors who specialize in serving Gen X and Gen Y clients.
Fee-Only Network
The Fee-Only Network is a group of financial advisors who are compensated solely by the fees they charge their clients, rather than by commissions from selling products or referrals from other sources.
About
I have a Master of Business Administration in Finance. I completed a Personal Financial Planning Certification Program and passed the CFP® professional exam in 2014. I currently hold a Certified Financial Planner™ (CFP®) certification and a Chartered Financial Analyst (CFA) certification.
01
Introduction
In this initial phone call, we will discuss your unique situation, your concerns and your goals. I will share ideas of how we might work together to tackle any challenges or to begin to plan for goals which you deem important. At the end of our meeting, we both should be able to decide whether working together makes sense for both of us. If there is not a mutual fit, I can refer you to a firm that might better suit your needs.
02
Discovery Meeting
In this complimentary meeting, we will discuss your unique situation; your concerns and goals. I will work to understand your vision for your future. I will share ideas of how we might work together to tackle any challenges or to begin to plan for goals which you deem important. At the end of our meeting, we both should be able to decide whether working together makes sense for both of us.
03
Getting Organized
In the first meeting after an agreement is signed, we will gather the appropriate financial information to better understand where you are now. We'll explore possibilities and start to set goals.
04
Plan Build and Creating Your Financial Roadmap
Your financial plan is like a financial roadmap that you can work from as you start taking the strategic actions required to reach your goals. Together we’ll work through your plan, answer all your questions, and give you guidance at every turn.
05
Plan Implementation
I will present strategies and recommendations on how to implement the financial plan and will prioritize your Action Items to implement your financial plan. Envision Financial Planning will be right by your side at every point in your journey, helping you work on your vision.
06
Review and Update
A detailed financial plan is the beginning of our journey. Our regularly scheduled reviews and meetings allow you to check in on your progress and recalibrate if necessary. During our time together we’ll revisit your goals, celebrate your wins and make course corrections to your plan as needed.
I have a Master of Business Administration in Finance. I completed a Personal Financial Planning Certification Program and passed the CFP® professional exam in 2014. I currently hold a Certified Financial Planner™ (CFP®) certification and a Chartered Financial Analyst (CFA) certification.
Services
Comprehensive Financial Planning with Ongoing Support
Comprehensive Financial Planning and Investment Management with Ongoing Support
Affiliations
Media Mentions
Frequently Asked Questions
We offer comprehensive, fee-only financial planning and advice. As a member of the Alliance of Comprehensive Planners, a community of tax-focused financial planners, we utilize a proven financial method that has worked for over 25 years. No matter where you fall on the financial spectrum, we meet you where you are and address your needs for your specific situation.
We work best in a long-term relationship with you to build a solid financial foundation and help you navigate life transitions. As part of on-going financial planning, we are available for any questions and situations that require our guidance. Our goal is to equip you with the tools and confidence to take control of your own finances and make sound financial decisions.
A financial plan includes a review of your net worth, goals and objectives, investment analysis, cash flow and budgeting, retirement planning, tax planning, and assessing insurance needs, as well as a plan for implementing your goals.
A financial planner is a professional who helps families and individuals create and implement a comprehensive financial plan to meet their long-term goals by matching their financial goals with their income sources.
A financial advisor is a broader title for a professional who helps people manage their money, including investments.
A fee-only planner is only paid directly by the client for their services. We do not make commissions, product sales or third-party referral fees so we have no conflict of interest to influence our recommendations. We focus on integrity and will do our best to earn your trust.
We believe that a well-diversified portfolio is the key to investment success. We invest for the long-term, keep our transaction costs low and try to control taxes as best we can. We do not try to time the market or invest based on media headlines. We believe investing is a means to an end, and it all starts with your financial plan.
A Certified Financial Planner (CFP) is a professional designation earned through a certification process that requires rigorous coursework and an examination to prove fluency in all aspects of financial planning. The designation is awarded to individuals who successfully complete the CFP Board’s exams, have relevant work experience, and meet annual continuing education requirements.
Being a fiduciary requires being bound ethically and legally to act in the other party’s best interests CFP professionals are bound by a fiduciary duty and must always act in the best interest of their clients when dispensing financial advice. .
The words Certified Financial Planner™ needs the ™ subscript and (CFP®) needs the ® subscript. It’s a legal requirement using the CFP marks.
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