The Pros & Cons of a Do-It-Yourself Will
We all know we need a will so that our affairs will be in order and our last wishes carried out once we have passed on. But did you know you have options when it comes to creating a will? You may have heard that you can actually do-it-yourself when it comes to creating a […]
How to Make Your Money Last in Retirement
Since there is no exact timeline on how long we will live or what our future may hold, it’s understandable to have questions and concerns about the road ahead. Whether you are already retired or just beginning to consider your retirement years, the question “Will I outlive my money” is most likely a top concern. Thankfully, […]
Has Your Property Been Impacted By Wildfires? Take These Next Steps To File a Claim
Since August 15, 2020, California has been battling wildfires of historical proportions. Within two weeks, wildfires destroyed over 1.35 million acres of land – that’s six times the size of New York City.1 As of late August, more than 1,852 homes and businesses have been destroyed. Whether you’re currently residing in California, own property there or […]
You’ll Spend Thousands on Healthcare This Year. Can an HSA or HRA Help?
The average annual healthcare expense per individual rises from roughly $2,000 for 19-year-olds to about $11,000 for retirees (age 65+).1 As Americans pay more for medical care, they often seek ways to save for emergencies. Health savings accounts (HSAs) and health reimbursement accounts (HRAs) can help. What are these accounts and who has access to them? […]
Back to Basics: 9 Common Insurance Mistakes to Avoid
Having at least a basic insurance plan is essential for anyone. While many jobs cover your insurance needs, not all of them do. It’s important to figure out what insurance plans you need and what works best for you and your family. Choosing an insurance plan can be complicated, so when doing so, try to […]
Medicare Open Enrollment Begins Oct. 15th. What Does That Means For Me?
Medicare’s open enrollment period happens once a year between October 15 and December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. This can be a useful option for those who may have recently changed medication, underutilized their current coverage or found they could use additional […]
Open Enrollment Begins November 1st. Consider These 4 Tips For Choosing a Health Insurance Plan
Open enrollment (the annual period where you can enroll in major medical health insurance plans), begins November 1, 2020 and will remain open for 45 days, or until December 15. For someone looking to change or add coverage, this offers a short window of time to decide on and select your health insurance plan. Before […]
Presidential Elections & The Stock Market: Is There a Correlation?
Sex, lies and accusations of corruption – no election year is complete without them. And while the 2020 election has proven to be one of the most contentious in recent history, contention is nothing new in the world of politics. From the political match-up of Jefferson v. Adams to this year’s Biden v. Trump, mud […]
2020 Is (Finally) Coming to a Close. Here Are 7 Financial Moves to Make 2021 Less Stressful
2020 has been quite the year, to say the least. With only one month left, everyone is ready to put the year behind us and try to start fresh. From the coronavirus pandemic to economic shut downs, many have felt the financial strain. If you are looking to start 2021 off on a better financial […]
COVID-19 Hasn’t Cancelled Fun. 6 Financial Tips For Funding Your Retirement Bucket List
The coronavirus pandemic has been hard on everyone this year, and we’ll continue to see big adjustments in our everyday lives for months to come. Whether you’ve personally battled the illness, faced financial difficulties or postponed important plans, it has not been easy on anyone. But this doesn’t mean you should simply stop planning for […]
