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Financial Planning & Investment Management for Those Planning for Retirement 



                             




You don't have to do this alone. Let Envision Financial Planning be your guide on the journey.


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en·vi·sion:

imagine as a future possibility; visualize








Planning is bringing the future into the present so that you can do something about it now. Alan Lakein


Don Martini, CFP®, CFA Photo Don Martini, CFP®, CFA Hover Photo

Don Martini, CFP®, CFA

About

 I recognize the importance of integrating personal financial decisions with quality-of-life concerns as we pass through our life stages. Your vision of a retirement lifestyle needs to have a plan that meets your expectations and adjusts to obstacles that you will encounter along the way. 

I decided to start Envision Financial Planning as a way for individuals and families to start creating their future vision. We will develop a financial plan that puts you on your path that works towards achieving those goals now. I want to become a resource, a partner, and a confidant for people working through their life planning decisions. 

I am a fee-only financial planner located in San Francisco, CA, serving clients locally and across the country. As a fee-only planner I act solely in your best interest and do not accept any fees or commissions for product sales. 

Start creating your future today. Develop a financial plan customized to you.

Education 

I have a Master of Business Administration in Finance. I completed a Personal Financial Planning Certification Program and passed the CFP® professional exam in 2014.  I currently hold a Certified Financial Planner™ (CFP®) certification and a Chartered Financial Analyst (CFA) certification.

Professional Affiliations

I am affiliated and partnered with the Alliance of Comprehensive Planners (ACP) , The National Association of Personal Financial Advisors  (NAPFA), XY Planning Network and Fee Only Network.



A goal without a plan is just a wish. 

- Antoine de Saint-Exupéry

Our Mission

Our mission is to empower busy professionals and their families to achieve their future financial goals. We help clients overcome confusion around financial decisions so they have the confidence and freedom to pursue what is important to them.  We will help bring predictability and articulated goals to your life so you can stop worrying and you can concentrate on what you do best.  

We will work with you to:

  • Define and accomplish your goals
  • Make informed financial decisions
  • Build an investment portfolio to match your needs 


My Services

  • Comprehensive Financial Planning with Ongoing Support *
  • Comprehensive Financial Planning and Investment Management with Ongoing Support * 

We are a fee-only financial planning firm, offering comprehensive financial planning and investment management. 

* Pricing is based on complexity of your planning circumstance, as determined by the advisor, prior to signing a planning agreement. Ongoing engagements require a prepayment of 25% of the annual fee to engage planning services. 




Planning Areas

Personal Financial

  • Maximizing financial goals (savings plan, retirement contributions, college planning)
  • Budgeting and cash flow analysis
  • Asset and liability management

Investment Management

  • Review and analysis of current investment portfolio
  • Develop an Investment Policy Statement and determine proper asset allocation for your investments
  • Analysis of retirement account investment options 

Retirement Planning

  • Determine how much to save to fund  your retirement
  • Income and cash flow analysis in retirement 
  • Best distribution strategies in retirement

Risk Management

  • Evaluate existing insurance policies
  • Recommendations of insurance policies for coverage gaps

Estate Planning

  • Necessary estate documentation
  • Review all beneficiary designations
  • Other legal documents–Durable Power of Attorney, Health Care Directive


Planning Process

The following outline will walk you through the steps of the comprehensive financial planning process with ongoing support.

Step 1: Introduction 
In this complimentary phone call, we will discuss your unique situation, your concerns and goals. I will share ideas of how we might work together to tackle any challenges or to begin to plan for goals which you deem important.  At the end of our meeting  we both should be able to decide whether working together makes sense for both of us. If there is not a mutual fit,  we can refer you to a firm who might better suit your needs.

Step 2: Discovery Meeting
In this complimentary meeting, we will discuss your unique situation, your concerns and goals. We will work to understand your vision for your future.  I will share ideas of how you might work together to tackle any challenges or to begin to plan for goals which you deem important.  At the end of our meeting  we both should be able to decide whether working together makes sense for both of us.

Step 3: Getting Organized
In the first meeting after an Agreement is signed,  we will gather the appropriate financial  information to better understand  where you are now.  We'll explore possibilities and start to set goals.  

Step 4: Plan Build and Creating Your Financial Roadmap
Your financial plan is like your financial roadmap that you can work from as you start taking the strategic actions required to reach your goals. Together we’ll work through your plan, answer all your questions, and give you guidance at every turn.

Step 5 – Plan Implementation 
We will present our strategies and recommendations on how to implement the financial plan.  We will prioritize your Action Items to implement your financial plan. At Envision Financial Planning, we will be right by your side at every point in your journey, helping you work on your vision. 

Step 6 - Review and Update
A detailed financial plan is the beginning of our journey. Our regularly scheduled reviews and meetings allow you to check in on your progress and recalibrate if necessary. During our time together we’ll revisit your goals, celebrate your wins and make course corrections to your plan as needed.

Ongoing Availability: I will be available by email, phone or virtually to discuss any issue that arises so we can make the necessary adjustments for those unexpected events which will inevitably occur.


You can't go back and change the beginning, but you can start where you are and change the ending.   C.S. Lewis

Strategic Alliances


CFP advisor San Francisco, CA envision financial planning

NAPFA advisor  San Francisco, CA envision financial planning


 


XY Planning network advisor San Francisco, CA envision financial planning

right capital advisor  San Francisco, CA envision financial planning

TD Ameritrade advisor  San Francisco, CA envision financial planning


Retirement is the biggest financial decision you make. Your journey is the destination.

  • Are you on track to meet your retirement goals?
  • What are your current  financial concerns?
  • Can your investment portfolio allocation be improved?
  • Can you reduce your taxes?

To start the conversation, schedule a complimentary consultation.

Schedule a Complimentary Consultation